Faith, Finances and Your Future

Join with us and learn some very valuable keys to unlocking your financial potential and securing a debt-free future for yourself. This 10 hour seminar will show you how to change your financial future simply by applying age-old biblical principles to your life-style and financial situation. It is never easy to experience financial freedom but it is very possible and not hard to understand the principles behind living free of stress and pressures that come from being in debt. Learn how to become debt-free and remain debt-free the Bible way. Many people today suffer under heavy debt loads, and at times wonder if we will ever see the light of day. In this seminar you will learn tried and tested ways to unlocking your financial potential, and keys to getting rid of debt forever. In case you have not noticed there is no such thing as "ten easy payments". But, those who peddle the use of credit and offer us an endless supply of credit cards would want us to believe their lie. Regular monthly payments and massive interest changes are simply strangling the life out of many who end up in this credit trap. This seminar looks at very practical ways to live on a cash only basis and thus avoid the pitfalls of credit and massive monthly payments. This seminar helps you to see your way clear to immediately living on a cash only basis while still paying down your credit debt. Learn the secrets of being paying down your credit card balances while still living a manageable life-style and enjoying the pleasures of regular life. Come and receive practical, hands on, teachings that can release you into new found freedom and biblical prosperity. Over 15 years ago the Lord spoke to Ralph and told him that he needed to personally apply what he knew were valid biblical financial principles and get out of debt. At that point he was still living on a limited pastor's salary and raising six children - the majority of them teenagers. Using the principles he now teaches in this seminar, he did just what the Lord spoke to him and now functions on a cash only basis both personally and in his international ministry. This seminar will show you the practical steps to take to live in financial freedom and to no longer depend on credit cards or bank loans. Your teacher for this seminar: Ralph Howe has been teaching the Bible for over 40 years.  Before he began teaching he earned his Bachelor of Commerce degree in accounting and economics from McGill University in Montreal, Quebec.  Ralph also worked after graduating with an international firm of Chartered Accountants before entering full-time ministry. Today Ralph heads up an international ministry as an apostle under the banner of Ralph Howe Ministries after pastoring a local church that he founded for 30 years. Now traveling in both North America and former Soviet Union nations of Kazakhstan, Russia, Ukraine and Belarus Ralph is recognized as an excellent Bible teacher and flows in an accurate gift of prophecy as he ministers.